Amortization Calculator

Visualize your loan payoff journey. See how every payment breaks down between principal and interest.

Amortization Schedule

Monthly Pay

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Total Interest

$0.00

Total Payback

$0.00

DatePaymentPrincipalInterestBalance

What is an Amortization Schedule?

An amortization schedule is a complete table of periodic loan payments, showing the amount of principal and the amount of interest that comprise each payment until the loan is paid off at the end of its term.

Early Years

In the beginning, your payments are mostly interest. You chip away very little at the actual loan balance.

Later Years

As the balance drops, interest charges decrease, and more of your payment goes toward the **principal**, accelerating the payoff.

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