How to Calculate Tip in 2025: The Ultimate Guide

5 min read

Tipping etiquette has evolved, but the math remains the same. In this guide, we'll break down exactly how much you should tip in 2025 and the easiest ways to calculate it.

The Golden Rule of Tipping

As of 2025, the standard for good service in sit-down restaurants across the US remains 20%. While 15% was once the norm, inflation and cost of living changes have shifted the baseline.

Tipping Standards

  • 15-18%:Adequate Service
  • 20%:Standard / Good Service
  • 25%+:Exceptional Service

The Simple Math Trick

Don't have a calculator handy? Here is the easiest way to calculate a 20% tip in your head:

Mental Math (Bill: $45.00)

  • Step 1:Move decimal left (10%) = $4.50
  • Step 2:Double it (20%) = $9.00

Splitting the Bill

Dining with friends? Splitting the bill can get complicated, especially when everyone orders different items.

The fairest way to split is usually an Itemized Split, where everyone pays for exactly what they ordered plus their share of tax and tip. However, for close groups, an Equal Split saves time and headache.

Need a Calculator?

Skip the mental math and use our free tool to calculate tips and split bills instantly.

Open Tip Calculator

Tipping on Tax?

A common question is whether to calculate the tip on the pre-tax or post-tax amount. Etiquette experts agree: tip on the pre-tax subtotal. However, tipping on the total (including tax) is a generous gesture that is always appreciated by service staff.

Conclusion

Tipping doesn't have to be stressful. Stick to the 20% standard for good service, and use tools like MyCalculator.app when the math gets tricky.